January 25, 2021
It’s 542am and the wind is howling. It’s raining in Southern California, and it’s much needed but unusual for us. Having lived through multiple droughts in our sunny state, I’m always grateful for whatever rain we can get. I spent last night updating our finances and refining our goals. I thought I had neglected things of late, but everything was fine. We are in tip-top shape financially and have some medium sized investments that we will make soon. It’s funny how the hard-work and foundation we laid out fifteen years ago are paying generous dividends. Personal finance is easy now. I had mentioned on the KevinMD podcast that it helps to be financially independent, and I wanted to check if that was true for our numbers. And it actually is. I could stop working now completely, and we would be fine without my income. But that has never been the point of financial independence, it was more freedom from someone else or some other entity being able to control me.