May 8, 2021

by drplasticpicker

I’m just having random fun. I told Dr. MM in clinic yesterday, that sometimes that dream you had of something you always wanted to do – it can be easy to get. The trip to Paris was just sitting there and staring her in the face. I said, “GO!!!” Just buy the flight and go with Dr. AF. He’s going anyway. $450 round trip for a flight and you guys split a hotel room, and go to Europe. Sometimes attaining your dreams doesn’t have to be hard, it can be easy. I told them I’d cover both their inboxes.

A similar dream, a dream that I never thought I had, was staring me in the face. It was looking at me and kind of danced around and said, “why don’t you grab this opportunity?” As the blog readership well knows, Dr. Plastic Picker is always financially savvy so if the numbers don’t add up – I’ll take a pass. But the dream was looking at me in the face and said, “HELLLLOOOOO, it makes sense financially.” I’m literally looking at the dream and flabergasted that it could happen? If the numbers work out, than it makes sense.

So I’m having just random big dreams and taking steps that financially make sense. I’m selling a rental property that I was meaning to sell for a while. That particular rental property was never a really great buy, but it wasn’t a bad buy. I was going to sell it last year, but it was a blessing in disguise that I didn’t sell it last year. Right now the market is HOT HOT in our area, So I’m pretty sure it will sell for 50K more than the one offer we got last year. And then Mr. Plastic Picker and I since we have a 50% savings rate, have our cash cushion war chest ready. Between the equity on that rental property that I’m going to sell and our war chest, I’m going to buy some land somewhere on some big Island somewhere in the United States of America. This big land somewhere has foster cows, a lava rock bar, sauna, and two all done houses. Its just 25 minutes straight shot from an airport. It has avocado trees and citrus trees and solar panels. And I can buy it outright without a mortgage with a family member. Even if I keep just said land for fun, and just vacation on it – it will make financial sense.

But you know Dr. Plastic Picker! When there is land, there is opportunity. Thinking of earth and planetary and physician wellness. I’m pretty sure I can organize a physician wellness retreat on that land, and charge less and provide a better program than other people. I’m pretty sure I can use the profits to put back into my climate work. I’m pretty sure we can heal physicians and heal the earth at the same time. Because Dr. Plastic Picker just wants everyone to be happy. And my physician wellness institute will be better because I actually really care about my colleagues and I won’t be making money off them. I’ll charge a reasonable rate to cover the cost, and proceeds will go to paying the instructors who will be physicians themselves and everything going back to climate advocacy. But I’ll get to have the physician wellness proceeds pay for the land and I get to keep the land. But I will love the land and not hurt the land, and be a good steward of the land. That’s it. And below is more pictures of the virtual property viewing I had with a family member. It was so much fun and one of the most joyous moments I have had with this family member. Of course I blocked out his face because he is truly anonymous.

OMG I may by partial owner to 8 foster cows. If you come to this physician wellness institute, you will get to adopt a cow for your stay. LOL. Just thinking about crazy dreams and crazy things on the blog. Who knows, right? Shoot for the stars and you’ll hit the moon. I may just land on this Big Island. If I don’t show up at work one day (because I’ve shown up to work every day for over 12 years without fail), you’ll know where I am. I’ll send a postcard and maybe some avocados.

February 26, 2021

by drplasticpicker

I admit it. My family has been involved in the real estate business since the 1970s. But then so have many people in our region. There are a lot of “real estate” families like ours. Just like anyone who has worked and thought about things through many times, real estate is a skill set. And like anything, when you first look at it – it appears daunting, then easy, then really difficult and then in the end simple again.

A really smart HMO resident called me yesterday to ask me real estate advice about buying their first home. They have a small downpayment and are approved for a 30 year fixed at 3.1%. But there is some uncertainty about their lives in terms of where they will be in a year, and where in San Diego they could eventually settle if the graduate gets a job here. No children yet. Smart young doctor that is usually good with money.

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