Financial Independence Save the Earth – Dr. Plastic Picker
 

Tag: Financial Independence Save the Earth

Since the car was going to a good friend who flew in from out of state, we sent her with Olaf to keep her safe. Not sure why we bought three stuffed Olaf’s several years ago? So this one was practically new! There is a glimpse of grandfather’s knee in the back, we kept him. He was doing one final clean of the car before we sent her off to her new family.

September 11, 2020

by drplasticpicker

Yesterday was one of those discombobulating environmental work days. My post got published on KevinMD “It’s Time To Go All In on Climate Change,” https://www.kevinmd.com/blog/2020/09/its-time-to-go-all-in-on-climate-action.html. Yet thus far, no shares. Hmmm. Half a million subscribers but no shares. Top Social Media Blog for Physicians yet the apathy on climate change in that virtual medical sphere is deafening. I agreed to do a podcast for KevinMD as well, so we shall see. Or maybe I’m just not the right messenger for that audience? I am who I am, so I’ll find another venue where I can try to activate more people.

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August 31, 2020

by drplasticpicker

FISE stands for Financial Independence Save the Earth. I coined this phrase on New Year’s Eve 2019 https://drplasticpicker.com/fise-financial-indepedence-and-save-the-earth/. Since then I’ve written almost twenty blogs with this term. Maybe if I blog about it enough, it will become mainstream. Did you know that I am technically a Physician Personal Finance Blogger? I am included on Crispy Doc’s blogroll and the requirement is to have at least one new blog regarding personal finance every 3 months https://drplasticpicker.com/the-road-to-fise-financial-independence-to-save-the-earth/. This is an easy requirement for me. Since I am the daughter of an accountant and Financially Independent myself, I think of the world in terms of fiscal responsibility and dollars and cents. It’s just how I am wired.

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I have a practical car.

July 31, 2020

by drplasticpicker

It’s 535AM and I’ve been up since 4am, and already sent all the work emails I needed and deployed assignments to the future leaders I am helping to guide. I sent reminders to the last stragglers in our department who are committee chairs to submit their committee descriptions. One stellar pediatrician sent a one-liner and I replied back “I do insist. I want people to take credit for what they do. I think you do more than that. Can you come up with 1-2 more lines? I want you to imagine what you want to do in this role as well. It’s actually a secret self-reflective process for the department – if that makes any sense. I want us to all psychoanalyze our professional lives.” To the ones who sent complete descriptions, I sent positive notes back. And then there are the others that sent over-blown descriptions of essentially defunct committees. I’m a new kind of Assistant Boss, non-judmental. We all live in our imaginary worlds, especially me.

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CMEs, CMEs, CMEs.

July 19, 2020

by drplasticpicker

FISE stands for Financially Independent to Save the Earth. This is my lofty goal for the world. I believe most physicians, especially pediatricians, care for our earth. But physicians in general are not well known to be good at money management. If I can help my colleagues save some money here or there and more importantly save their time and their well being, than I have hope they will go out into the world and help the earth and help our society. I imagine them all leading Scouting groups on beach cleaning outings. If they have extra cash from being FISE, they can opt out of the Louis Vutton bag ($1000) and instead save 2,000 acres of Peruvian rainforest ($2000) or plant 20,000 trees ($1000).

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So many good things about this food project.

July 6, 2020

by drplasticpicker

It’s amazing what you can learn on the internet these days. It’s Plastic-Free July. We are using this month to really try to reduce our plastic waste. One thing that we have been buying lately is premade frozen either sweet potatoe fries or regular fries. We usually pair this with some sort of easy vegan burger. But since yesterday’s home made black bean burger project was a success, I have decided to try to make our own frozen french fries.

Again, I looked at several recipes online and mostly used this one from Frugally Blonde. Anything with the name Frugal is great. A long time ago, I used to call myself the Frugal Pediatrician but never really used that name other than to comment. That was 10 years ago. Then when I wanted to start blogging I found Dr. McFrugal who I now know in real life, and I thought better come up with something else. Mr. Plastic Picker suggested Dr. Plastic Picker, and this blog was born. But anyway, this is the link from Frugal Blonde who is a stay-at-home lifestyle blogger https://www.frugallyblonde.com/homemade-frozen-french-fries/.

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Vegan black bean burgers – work in progress!

July 4, 2020

by drplasticpicker

FISE stands for Financial Independence to Save the Earth. And today Dr. Plastic Picker was FISE. When I successfully made vegan black beans burgers – the earth, my net worth and our family’s health all won today. When I stumble upon a great project, I know I need to dive right in. I, Dr. Plastic Picker, your local litter picking and wannabe vegan pediatrician, am committed to perfecting several recipes for several different kinds of vegan burgers for my family. I made my first batch today for July 4th, and unanimously our family loved them. I just finished chatting with our culinarily-talented tween daughter. The girl has made her own brioche and can whip up her own quiche with her eyes closed. And she said “I loved them. They were delicious the softer texture compared to the store-bought ones. It went well with the toppings. And knowing how much more affordable they are made them even more delicious.”

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What a waste of money! Not the bunnies, but the bunny stroller.

June 20, 2020

by drplasticpicker

I definitely dodged a financial bullet the last few weeks. Not a financial bullet meant for me, but for this blog’s readership. I was chatting with my property manager yesterday and catching up on the little details of two of our newer rentals. There were some minor issues about a window and a fridge, and since we are expecting them to be long-term tenants I told him to go ahead and fix those things for them with the higher end options. But then one of the tenants was being somewhat demanding and unreasonable, and I said no to something else. Tenants are not that different than patients, but with tenants I don’t have to worry about tenant satisfaction scores. I just deal with them how I think I should ethically and legally but also being fiscally responsible. They can move on if they are not happy. Most if not all our tenants are long term and reliable, so I think I’m doing the right thing. Here is my blogpost on real estate investing advice for MDs https://drplasticpicker.com/dr-plastic-picker-shares-real-estate-investing-advice-for-mds/. I’ve stated in the past that usually we buy single family homes and nice condos as rental properties, and mostly increase our networth through property appreciation and equity. We are not looking to replace our Two Assistant Boss Two MD income with real estate, but rather to diversify and build our net worth.

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Kitchen of our new likely rental home.

April 11, 2020

by drplasticpicker

I’ll be blunt here. Physicians are not for the large part good stewards of their own money. Physicians often think other fields are easier than our own work. I hear this a lot. Some of my colleagues think there is easy money in real estate investing, yet rarely do those same people have actual real estate outside of their primary home. It’s kind of a minor insult to true real estate professionals, just like a parent telling you they could drain an abscess better than you could with a sewing needle and exacto knife.

To actually support a middle-class or upper-middle-class family solely through the real estate boom and bust cycles of the market is not easy. Like performinig surgery, real estate investing requires a very specific skill set. It requires negotiating, managerial skills interacting with skilled laborers and tenants, having good accounting skills and being able to take on financial risks. You need to know about the specific tax laws, termite inspections, cost by the square footage of decking material and on and on. It also requires time and focus and attention to detail.

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